Privacy Policy for EasyLoan
Effective Date: 1 May 2023
Thank you for choosing our Low-Interest Loan App ("App"). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect your information when you use our App. By accessing or using our App, you agree to the terms of this Privacy Policy.
- Information Collection
1.1 Personal Information: When you use our App to apply for a loan, we may collect personal information such as your name, address, contact details, financial information, and employment details. This information is necessary to process your loan application and provide you with our services.
1.2 Automatically Collected Information: We may collect certain information automatically when you use our App, such as your device information, IP address, and usage data. This information helps us improve our services and ensure a seamless user experience.
- Information Usage
2.1 Loan Processing: We use the personal information you provide to process your loan application, verify your identity, assess your eligibility, and determine loan terms, including the low-interest rates we offer.
2.2 Communication: We may use your contact information to communicate with you regarding your loan application, provide updates, and respond to your inquiries. We may also send you promotional offers and relevant information about our services, subject to your preferences and applicable laws.
2.3 Customer Support: If you reach out to our customer support team, we may collect and use your information to assist you and address your concerns.
2.4 Legal and Regulatory Compliance: We may use and disclose your information as required by law, regulation, or legal process. This includes sharing information with credit bureaus, lenders, service providers, and government authorities to comply with applicable regulations and protect against fraud or other unlawful activities.
- Information Sharing
3.1 Service Providers: We may share your personal information with trusted third-party service providers who assist us in delivering our services, such as loan processors, credit bureaus, data storage providers, and technology partners. These service providers are contractually obligated to protect your information and only use it for the purposes specified by us.
3.2 Business Transfers: In the event of a merger, acquisition, or sale of our business or assets, your information may be transferred to the acquiring entity, subject to their commitment to the terms of this Privacy Policy.
3.3 Legal Requirements: We may disclose your information if we believe it is necessary to comply with applicable laws, regulations, or legal processes, or to protect our rights, property, or the safety of our users.
- Security Measures
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, secure data storage, access controls, and regular security assessments. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
- User Controls
5.1 Access and Update: You have the right to access and update the personal information you provide through our App. You can review and modify your information by logging into your account or by contacting our customer support.
5.2 Data Deletion: You may request the deletion of your personal information by contacting our customer support. However, please note that certain information may be retained as required by law or for legitimate business purposes.
5.3 Communication Preferences: You can manage your communication preferences by opting out of promotional emails or notifications through the settings in your account or by following the instructions provided in the communications.
- Cookies and Tracking Technologies
Our App may use cookies and similar tracking technologies to enhance your user experience, analyze usage patterns, and improve our services. You can manage your cookie preferences through your browser settings or the settings within our
7. To Delete any data you can mail us at crictelegraph.com and for any other queries you can contact us directly.
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